Care Sector Case Studies

A direct approach for individual RADS

A 150 bed aged care facility needs to match Refundable Accommodation Deposit requirements to individual bonds to accommodate an unpredictable investment horizon with available liquidity to service redemptions. The Aged Care provider has a policy that stipulates non-pooled investment. Further the facility may in time seek to diversify funding sources if expansion capital is required.

Using FIIG’s DirectBond Service the provider can select individual investments that can be matched to deposits and be sold on the substantial secondary market to fund redemptions and top up the liquidity pool as required. In time the facility may speak with FIIG’s Debt Capital Markets team to discuss access to a diverse pool of non-bank investors seeking opportunity in the Australian Corporate Bond market.

Maintaining large sum liquidity without yield sacrifice

A regional chain of aged care facilities with 600 beds needs a conservative managed investment for their reserve cash. They need for this reserve to remain liquid should unforeseeable events require them to rebalance their operating capital.

The client could request MIPS Portfolio Investment Team build a bespoke Bank Bond Portfolio favouring banking institutions within their ratings tolerance. The investment would remain liquid and could accommodate in and out flows while the client would retain direct ownership of the underlying assets.